{"id":1188,"date":"2026-04-17T21:26:38","date_gmt":"2026-04-17T20:26:38","guid":{"rendered":"https:\/\/www.iksz.eu\/?page_id=1188"},"modified":"2026-04-17T21:32:51","modified_gmt":"2026-04-17T20:32:51","slug":"megtakaritas-kalkulator","status":"publish","type":"page","link":"https:\/\/www.iksz.eu\/en\/megtakaritas-kalkulator\/","title":{"rendered":"Megtakar\u00edt\u00e1s kalkul\u00e1tor"},"content":{"rendered":"\r\n    <style>\r\n        .savings-calc-container {\r\n            background: #ffffff;\r\n            padding: 30px;\r\n            border-radius: 12px;\r\n            max-width: 600px;\r\n            margin: 20px auto;\r\n            font-family: -apple-system, BlinkMacSystemFont, \"Segoe UI\", Roboto, sans-serif;\r\n            box-shadow: 0 10px 30px rgba(0,0,0,0.08);\r\n            color: #333;\r\n            border: 1px solid #eee;\r\n        }\r\n        .savings-calc-container h2 { margin-top: 0; color: #1a2a6c; font-size: 22px; text-align: center; }\r\n        \r\n        .input-grid { display: grid; grid-template-columns: 1fr 1fr; gap: 15px; margin: 20px 0; }\r\n        .input-group { display: flex; flex-direction: column; }\r\n        .input-group.full-width { grid-column: span 2; }\r\n        .input-group label { margin-bottom: 6px; font-weight: 600; font-size: 13px; color: #666; }\r\n        .input-group input, .input-group select { \r\n            padding: 12px; border: 1px solid #ccc; border-radius: 6px; font-size: 15px; width: 100%;\r\n        }\r\n\r\n        .method-desc {\r\n            background: #f0f7ff;\r\n            border: 1px solid #d6e9ff;\r\n            padding: 15px;\r\n            border-radius: 8px;\r\n            margin-bottom: 20px;\r\n            font-size: 13px;\r\n            line-height: 1.5;\r\n        }\r\n\r\n        .results-table { width: 100%; border-collapse: collapse; margin-top: 10px; }\r\n        .results-table th, .results-table td { padding: 12px 10px; border-bottom: 1px solid #eee; text-align: left; }\r\n        .results-table th { font-size: 11px; text-transform: uppercase; color: #999; }\r\n        .highlight-row { background: #fff9c4; font-weight: bold; }\r\n\r\n        .local-info {\r\n            margin-top: 20px;\r\n            padding: 12px;\r\n            background: #fff3e0;\r\n            border-radius: 6px;\r\n            font-size: 12px;\r\n            color: #e65100;\r\n        }\r\n    <\/style>\r\n\r\n    <div class=\"savings-calc-container\">\r\n        <h2>Vagyoni C\u00e9lkit\u0171z\u00e9s Kalkul\u00e1tor<\/h2>\r\n        \r\n        <div id=\"method-info\" class=\"method-desc\">\r\n            <\/div>\r\n\r\n        <div class=\"input-grid\">\r\n            <div class=\"input-group\">\r\n                <label>Havi nett\u00f3 b\u00e9r (Ft):<\/label>\r\n                <input type=\"number\" id=\"net-salary\" value=\"450000\" oninput=\"calculate()\">\r\n            <\/div>\r\n            <div class=\"input-group\">\r\n                <label>Az \u00d6n \u00e9letkora:<\/label>\r\n                <input type=\"number\" id=\"user-age\" value=\"35\" oninput=\"calculate()\">\r\n            <\/div>\r\n            <div class=\"input-group full-width\">\r\n                <label>V\u00e1lasztott strat\u00e9gia:<\/label>\r\n                <select id=\"strategy\" onchange=\"calculate()\">\r\n                    <option value=\"fidelity\">Fidelity Alapmodell (Standard)<\/option>\r\n                    <option value=\"aggressive\">Agressz\u00edv (Korai nyugd\u00edj \/ FIRE)<\/option>\r\n                    <option value=\"safety\">Safety First (Konzervat\u00edv biztons\u00e1g)<\/option>\r\n                <\/select>\r\n            <\/div>\r\n        <\/div>\r\n\r\n        <table class=\"results-table\">\r\n            <thead>\r\n                <tr>\r\n                    <th>\u00c9letkor<\/th>\r\n                    <th>C\u00e9l\u00f6sszeg<\/th>\r\n                    <th>Szorz\u00f3<\/th>\r\n                <\/tr>\r\n            <\/thead>\r\n            <tbody id=\"results-body\"><\/tbody>\r\n        <\/table>\r\n\r\n        <div class=\"local-info\">\r\n            <strong>Magyarorsz\u00e1gi kontextus:<\/strong> A hazai szak\u00e9rt\u0151k szerint a nyugd\u00edjkorhat\u00e1r el\u00e9r\u00e9sekor (65 \u00e9v) minimum 20-25 milli\u00f3 Ft t\u0151ke sz\u00fcks\u00e9ges ahhoz, hogy havi 100-120 ezer Ft kieg\u00e9sz\u00edt\u00e9st kaphassunk 15-20 \u00e9ven \u00e1t.\r\n        <\/div>\r\n    <\/div>\r\n\r\n    <script>\r\n    const strategies = {\r\n        fidelity: {\r\n            desc: \"<strong>Fidelity-modell:<\/strong> A legn\u00e9pszer\u0171bb nemzetk\u00f6zi benchmark. C\u00e9lja a kor\u00e1bbi \u00e9letsz\u00ednvonal 80%-\u00e1nak fenntart\u00e1sa nyugd\u00edj mellett.\",\r\n            multipliers: {30: 1, 40: 3, 50: 6, 60: 8, 70: 10}\r\n        },\r\n        aggressive: {\r\n            desc: \"<strong>FIRE \/ Agressz\u00edv:<\/strong> Azoknak, akik 50-55 \u00e9vesen szeretn\u00e9nek visszavonulni. Magasabb megtakar\u00edt\u00e1si r\u00e1t\u00e1t \u00e9s korai t\u0151kefelhalmoz\u00e1st ig\u00e9nyel.\",\r\n            multipliers: {30: 2, 40: 5, 50: 10, 60: 15, 70: 20}\r\n        },\r\n        safety: {\r\n            desc: \"<strong>Safety First:<\/strong> M\u00e9rs\u00e9keltebb n\u00f6veked\u00e9s, de stabil alapok. Kisebb kock\u00e1zatv\u00e1llal\u00e1s mellett tervezett stabil vagyon\u00e9p\u00edt\u00e9s.\",\r\n            multipliers: {30: 0.5, 40: 2, 50: 4, 60: 6, 70: 8}\r\n        }\r\n    };\r\n\r\n    function calculate() {\r\n        const salary = document.getElementById('net-salary').value || 0;\r\n        const age = parseInt(document.getElementById('user-age').value) || 0;\r\n        const strategyKey = document.getElementById('strategy').value;\r\n        const config = strategies[strategyKey];\r\n        const annualSalary = salary * 12;\r\n\r\n        document.getElementById('method-info').innerHTML = config.desc;\r\n        const resultsBody = document.getElementById('results-body');\r\n        resultsBody.innerHTML = '';\r\n\r\n        const milestoneAges = [30, 40, 50, 60, 70];\r\n        \r\n        milestoneAges.forEach((mAge, index) => {\r\n            const mult = config.multipliers[mAge];\r\n            const target = annualSalary * mult;\r\n            const formatted = new Intl.NumberFormat('hu-HU', { style: 'currency', currency: 'HUF', maximumFractionDigits: 0 }).format(target);\r\n            \r\n            \/\/ Highlight current logic\r\n            let isCurrent = (age <= mAge && (index === 0 || age > milestoneAges[index-1]));\r\n            const rowClass = isCurrent ? 'class=\"highlight-row\"' : '';\r\n\r\n            resultsBody.innerHTML += `\r\n                <tr ${rowClass}>\r\n                    <td>${mAge} \u00e9vesen<\/td>\r\n                    <td>${formatted}<\/td>\r\n                    <td>${mult}\u00d7 \u00e9ves b\u00e9r<\/td>\r\n                <\/tr>\r\n            `;\r\n        });\r\n    }\r\n\r\n    window.addEventListener('load', calculate);\r\n    <\/script>\r\n\r\n    \n\n\n\n<p class=\"has-vivid-green-cyan-color has-text-color has-link-color wp-elements-583f2c61406dc5c76abe57e55a7c0622 wp-block-paragraph\"><strong>(az itt tal\u00e1lhat\u00f3 adatok t\u00e1j\u00e9koztat\u00f3 jelleg\u0171ek \u00e9s nem felt\u00e9tlen\u00fcl 100%-ban helyesek)<\/strong><\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><\/p>\n","protected":false},"excerpt":{"rendered":"<p>(az itt tal\u00e1lhat\u00f3 adatok t\u00e1j\u00e9koztat\u00f3 jelleg\u0171ek \u00e9s nem felt\u00e9tlen\u00fcl 100%-ban helyesek)<\/p>","protected":false},"author":1,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"footnotes":""},"class_list":["post-1188","page","type-page","status-publish","hentry"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v27.7 - 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